Costco Shopping – January 29, 2010

* 3rd Costco Shopping this year, 3rd time this month.

I believe I’m doing good with saving mone.  I didn’t spend money for fun today. Even with gas, I spent less than $70.00

I bought some more Costco tote bags, because my friends and family keep taking them.  🙂

 

Costco Shopping – January 22, 2010

* 3rd Costco Shopping this year, 3rd time this month.

I have a family gathering coming up tomorrow, so I bought some treats for my nephews.  Then I picked up some items for myself (shirt, egg, v3, carrots, tuna).

While I was at it, I took my car in for tire maintenance.
Remember my tires?  they are now 1 yr old.  Maintenance was free.

I spent $122 today.  From that, $70 was for my nephews.

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Costco Shopping – January 14, 2010

* 2nd Costco Shopping this year, 2nd time this month.

I dropped by at Costco today for a hotdog.  Also I went to buy some items I absolutely needed.

Costco is having a sale on about a dozen or so vitamins.  A lot of vitamins have instant rebate of $2.00 and up.  I saved $5.50 on these two vitamins. So check your vitamin supply and stock it up.  Most vitamins are good for 2 years.

*Saving Money: I did good today with Costco shopping.

Costco Shopping – First time this year!

* 1st Costco Shopping this year, 1st time this month.

I am being very careful not to buy things I don’t  need.

I saved $25.75 with coupons

I spent well over 1 hour looking at everything.  I looked at some shirts and exercise pants, but I decided not to buy them.

I never get tired of Costco shopping – I had so much fun.

I bought pork chops – so what am I suppose to do with them? Embarassed

*Saving Money: I should have saved $9.49 by NOT buying Pepsi. I should cut down my soda intake to 2 cans a week max. I will take soda as special treat during the weekend or when I have an unusual craving for it.

$9.49 is 11% of my total bill $87.18 today.   I could have spent $77.69 instead.

I love this drying rack.  I wanted to buy this for several months.  I was happy that I found them at Costco. It was $21.99 after $8.00 off at checkout. 

*Saving Money: If used wisely, this rack will pay for itself in less than 1 year.  Then I will be saving money afterwards.

New Years Resolution – 2010

Happy new year everyone

What are your new year resolutions?

My 2010 will be all about saving money.

I think I spent too much money on everything last year.

In 2010, I will tell stories about how much money I put into savings account.

I will not tell you the Dollar amount.  But I will talk about how much % from the paycheck I saved.

In 2009, I put in about 5% of my take home pay to savings account.  I spend more than 50% of all my paycheck on bare essential living expenses.

This will be difficult – But it has to be done. 
Home ownership is what I am after. It may take 5-10 years to buy a house, but it will only happen if I start saving money at some point.

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My basic rule goes like this

  • Don’t get sick, drive careful.
  • Keep working on personal projects.
  • No major purchases for 1 year.
    • No guitar, no camera, no LCD TV, no furniture
  • Never withdraw from savings account.
  • Spend less than $40.00/m on clothing
  • Spend less than $20.00/m on snack
  • Re-use everything.

Exceptions

  • Build one computer from scratch.
  • Buy 60 pairs of socks (my next personal project)