I am very proud that I have absolutely no credit card debt. The only debt I have is my student loan with 3.5% interest rate.
My number one financial strategy is "Never use credit card". My ultimate goal is a home ownership, which is quite possible if I apply myself.
So far, the only time I use credit card is when I pump gas at Costco and when I shop online.
Then I received a rebate check, amount of $36.20, from Costco American Express Card. FYI, this is a brand new credit card I received about 6 monts ago. This made me to think.
I am going to use Costco American Express Card for 1 year and see how much rebate I get next year.
I mean, I will use Costco American Express card exclusively for everything I do. I will replace my cash with this credit card. I will pay off the entire balance every month.
This will be fun.

My first time ever to use credit card at a fast food restaurant
Below is a page from March 2009 issue of The Costco Connection


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